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Visa Assisstance

The best part of going abroad is the thrill of traveling to a new country. However, the time consuming part of it all is getting the visa. This needs fulfilling specific documentation required for entering the foreign country and adhering to its process time.

Stephen World Travels understands that each country has different requirements, fees, and processing times, for Indian Residents traveling abroad and provides up-to-date information on visa norms and specifications for each country. After 05 years of being in business, and the experience gained by processing millions of travel documents, Stephen WT specializes in fast, dependable, visa processing and facilitation services.

Stephen WT is recognized as a Pioneer and a leading authority in Visa Facilitation Services for Indian citizens.

Stephen WT assists outstation Travel Agents to obtain visas from Diplomatic Missions based across India
• Large corporate & multinationals  use our Visa Services
• We service SAARC Countries as well.

At our end, every effort is being made to constantly improve our products, services. We ensure that together as a team, we can provide our customers with the best service.

Travel Insurance

Travel insurance is insurance that is intended to cover medical expenses, trip cancellation, lost luggage, flight accident and other losses incurred while traveling, either internationally or within one's own country.

Travel insurance can usually be arranged at the time of the booking of a trip to cover exactly the duration of that trip, or a "multi-trip" policy can cover an unlimited number of trips within a set time frame. Some policies offer lower and higher medical-expense options; the higher ones are chiefly for countries that have extremely high medical costs, such as the USA.


Coverage Types

The most common risks that are covered by travel insurance plans are:

Medical emergency

Cancellation, curtailment and trip interruption


This section covers any unused travel and or accommodation costs, pre-paid charges (including any additional travel expenses incurred, provided they are deemed reasonable and necessary) if a trip is canceled or cut short under a variety of circumstances, which may include any of the following, depending on the policy:


death, bodily injury, illness, disease, or pregnancy complications

compulsory quarantine

jury service

being called as a witness

termination of employment (provided you did not know about it before you booked the holiday)

being called up if you are a member of the armed forces or other public defense or safety organization

prohibition of travel by the government to the intended destination

officially recommended evacuation from the intended destination

official advisory against going to or remaining at the intended destination


Repatriation of remains

Return of a minor

Trip cancellation

Trip interruption

Visitor health insurance

Accidental deathinjury or disablement benefit

Overseas funeral expenses

Lost, stolen or damaged baggage, personal effects or travel documents

Delayed baggage (and emergency replacement of essential items)

Flight connection was missed due to airline schedule

Travel delays due to weather



Medical expense coverage can be per-occurrence or maximum-limit.

 Optional Coverage

Some travel policies will also provide cover for additional costs, although these vary widely between providers.

In addition, often separate insurance can be purchased for specific costs such as:

Pre-existing conditions (e.g. asthmadiabetes)

Sports with an element of risk (e.g. skiingscuba diving)

Travel to high risk countries (e.g. due to warnatural disasters or acts of terrorism)

Additional AD & D coverage

3rd party supplier insolvency (e.g. the hotel or airline to which you made non-refundable pre-payments has gone into administration)

Acute onset of pre-existing conditions



Common Exclusions

Pre-existing medical conditions

Elective surgery or treatment

War or terrorism - but some plans may cover this risk, and some do cover for acts of terrorism

Injury or illness caused by alcohol or drug use

Travel insurance can also provide helpful services, often 24 hours a day, 7 days a week that can include concierge services and emergency travel assistance.

Stephen World Travels